Better rates come from better timing. Get expert personal help.
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Level 1 credit rating
Dun & Bradstreet, the highest
FCA authorised
Electronic Money Institution
Established in 2004
Established in 2004
40+ currencies
To 120+ countries
Your own account manager
A real currency expert
How we compare
Against your bank, and against an app like Wise.
Landing comparison tableWhat happens next
Four steps from asking for a quote to moving your money. Do each one online, or on the phone with us.
Landing steps
Transfer your money at the best rate for you.
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Currency tools to help you stay in control
Many people don't realise there's more than one way to transfer, because most providers only offer one. With us there are several, and your expert helps you choose the one that fits your plans.
Forward contract
Secure an exchange rate for up to two years in advance, so you can budget with confidence.
Limit order
Set your desired rate and we'll automatically transfer your funds when the market reaches it.
Rate alerts
Get a text or email the moment the market moves to a rate you're happy with.
Currency wallets
Buy when the rate is right and hold it in your digital currency wallet until you need it.
We're here to help.
Landing expert helpFrequently asked questions.
An international money transfer lets you send money from one country to another, usually in a different currency. With TorFX, you can do this quickly, securely and at competitive exchange rates.
Currency brokers typically offer better exchange rates, lower fees and more personalised support than traditional banks, helping you save money and make more informed transfers.
Yes. We’re authorised by the FCA, have been operating since 2004, and hold the highest credit rating with Dun & Bradstreet. Client funds are held in segregated accounts for your protection. Read our security of funds page for more information.
We don’t charge any transfer fees or additional costs outside of your agreed exchange rate. Once you agree an exchange rate with your account manager, that’s exactly what you’ll receive.
We like to get your money where it needs to be as quickly as possible. While the amount of time a transfer takes can depend on the currency, destination and receiving bank, the funds should be in your account on the same day or within no more than two working days for more exotic destinations.
Yes. You can automate recurring payments such as mortgages, pensions or overseas expenses, making your transfers simple, reliable, and cost-effective. See our regular transfers page for more information.
We support transfer to 120+ countries in 40+ currencies, including EUR, USD, AUD, NZD, ZAR and more. Just let us know what you need to send, and we’ll take care of the rest.
Not at all. We support transfers of all sizes, from smaller everyday payments to large property purchases or business transfers.